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Reliable Retail Credit Card Processing for In-Store and Online Sales

Accept credit and debit cards seamlessly with our secure retail payment gateway and fast-approval retail merchant accounts — built for brick-and-mortar success.

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Our Offers

Free terminal programs

No contract. No Gimmicks 

Zero Cost Processing Fees!

Quick approval and setup

POS and CRMs available

Trusted payment provider

Dedicated US based support provider

Everything Your Retail Business Needs to Accept Payments with Confidence

Key Benefits 

  • Fast & Easy Retail Merchant Account Setup Get approved quickly and start accepting payments in-store or online — no delays, no complications.
  • Advanced Retail Credit Card Processing Technology Our robust POS and card readers work with all major cards and deliver lightning-fast transactions.
  • Secure Retail Payment Gateway Integration Protect customer data with PCI-compliant encryption and fraud tools built right into your payment system.
  •  Support for Omnichannel SellingAccept payments in-store, online, or on-the-go with unified reporting and inventory sync. 

Power Your Retail Business with Smart Payment Solutions

Let us help you simplify retail credit card processing and start accepting secure payments with ease.

Get A Free Quote

Our Solution

One Platform. All the Tools You Need.

Retail Payment Gateway

Accept payments securely online, connect eCommerce with in-store systems, and view everything in one dashboard. 

Retail Merchant Account 

Tailored to your store’s transaction volume, risk level, and processing needs.

24/7 Support & Real-Time Reporting

Access live transaction data, monitor trends, and get help whenever you need it.

Retail Credit Card Processing Terminals

EMV-compliant card readers, wireless options, and modern POS systems.

Who It’s For

Built for All Types of Retail Businesses

  • Apparel & Fashion Retailers
  • Electronics & Appliance Stores
  • Convenience & Grocery Shops
  • Furniture, Home Décor & Hardware Stores
  • Gift Shops, Bookstores, and More

Whether you're running a boutique, franchise, grocery store, or specialty shop, we make payment processing simple and scalable.

How It Works

Start Accepting Payments in 3 Simple Steps

Apply for a Retail Merchant Account

Fill out a short form to begin the process.

Choose Your POS or Gateway

Select from a range of payment terminals or integrate with your existing systems.

Start Accepting Payments

Accept cards in-store and online, and manage it all from one platform.

Best Feedback From Clients

I had trouble finding affordable online credit card processing for my small business until I found this platform. Fast approval, fair rates, and zero hassle.

Priya M., Online Boutique Owner

The approval process was fast, and their credit card payment processing system integrates seamlessly with my Shopify store. I’ve had zero issues and full transparency since day one.

Marcus J., eCommerce Business Owner

We were looking for a low risk payment processor that wouldn’t freeze our account over a few chargebacks. These guys understood our model and helped us scale with confidence.

Rachel K., Subscription Box Founder

Great support, low fees, and the best onboarding experience I’ve had with a payment provider. I now recommend their low risk merchant account services to every startup I mentor.

Daniel R., SaaS Startup Advisor

What Clients Say

We will always help our clients for as long as they need our services as we’d expect that if we were in your shoes.

© 2025 Vector payments | All rights reserved. 

Power Your Retail Business with Smart Payment Solutions

Let us help you simplify retail credit card processing and start accepting secure payments with ease.

Get A Free Quote

Power Your Retail Business with Smart Payment Solutions

Let us help you simplify retail credit card processing and start accepting secure payments with ease.

Get A Free Quote